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Title:
INTEGRATED FINANCIAL SERVICES PLATFORMS AND METHODS OF USE
Document Type and Number:
WIPO Patent Application WO/2023/154529
Kind Code:
A3
Abstract:
The present disclosure provides a financial services platform and method of transferring funds using a financial services platform. The platform may comprise a plurality of rails. The plurality of rails may be based or built on a blockchain. The plurality of rails may be configured to enable a plurality of financial transactions comprising direct deposits, money transfers, debits, financed purchases, and point of sale loans between a plurality of parties. The platform may further comprise an application for implementing the plurality of rails. The application may be executable on a plurality of devices and comprises a graphical interface for facilitating the financial transactions between the plurality of parties. At least one of the financial transactions may be completed by using a visual code that is indicative or representative of a transaction amount or settlement between a first part and a second party.

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Inventors:
DUAN LI (US)
DEWALL RANA RAE (US)
CONROY LARRY MATTHEW (US)
Application Number:
PCT/US2023/012950
Publication Date:
October 26, 2023
Filing Date:
February 13, 2023
Export Citation:
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Assignee:
FIGURE TECH INC (US)
International Classes:
G06N20/00; G06Q20/06; G06Q20/32; G06Q20/36; G06Q30/06; G06Q20/02; G06Q20/10; G06Q20/20; G06Q20/24; G06Q20/40; G06Q40/02; H04W4/02
Domestic Patent References:
WO2007028004A22007-03-08
WO2020148658A22020-07-23
WO2017196349A12017-11-16
WO2016186870A12016-11-24
WO2019030646A12019-02-14
Foreign References:
US11182776B12021-11-23
US20200250648A12020-08-06
US10963868B12021-03-30
CN101379738B2012-09-05
US20210202067A12021-07-01
US20200402162A12020-12-24
US20190356641A12019-11-21
US20070278303A12007-12-06
US20170243193A12017-08-24
Attorney, Agent or Firm:
BIRD, Tyler (US)
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