The invention relates to a foldable wallet, e.g.billfold, made of leafing material, thus the wallet has a folded, i.e. storage, and an unfolded, i.e. use, position. If folded, the wallet is closed and preferably has a compact dimension to easily fit in a pocket of a shirt or trousers, e.g. a trousers back pocket. If unfolded the wallet is open to add or remove contents, e.g. bank notes. The wallet preferably is designed to be folded in exactly, or at least, two or three, e.g. such that, if unfolded, the width is exactly, or at least, two or three times the wallet width if folded; and/or comprises exactly, or at least, two or three flaps, of which two adjacent flaps are mutually foldable fastened by a fold line, e.g. such that, if folded, the flaps, preferably at least three flaps, lie on top of each other, preferably wherein the width and/or length of the completely folded wallet is equal to the width and/or length of a single flap. Leafing material is one or more of easily foldable, pliable and flexible, preferably without permanent deformation. Preferably the wallet is frameless, apart from a to the wallet fastened card protector, thus the shape stability is provided by the leafing material only.

The expression "leafing material" covers any kind of foil or sheet or panel or membrane or layer like body of any suitable material, e.g. leather or elastomer or rubber like or cloth or web or fabric or woven or non woven or braid of e.g. textile or fibre or yarn or filament like material, preferably of two dimensional nature (thickness very small compared to length and width). The expression "adhesive" covers any kind of adhesive and/or cohesive action, e.g. provided by glue or hot melt or adhesive or sticky material, provided by e.g. a dedicated layer, e.g. cladding or separate layer, or by a leafing material itself. The expressions "leafing material", "foil", "sheet", "panel", "membrane" and "layer" have identical meaning. The expressions "leather", "cloth", "braid" and

"fabric" and the expressions "textile" and "fibre like" have identical meaning. The expressions "mutually merge", "lie on top of each other", "mutually overlap", "are placed on top of each other", "are stacked on top of each other", "are mutually stacked", "mutually cover" and "are located directly above each other" have identical meaning. The expressions "money flap" and "bank note flap" have identical meaning. The expressions "next to each other", "juxtaposed" and "adjacent" have identical meaning. The expressions "foldable", "pivotable" and "hinged" have identical meaning. The expressions "fixed" and "fastened" have identical meaning. The expressions "card holder" and "card protector" have identical meaning and relate to a rigid, flat sleeve to store a stack of credit cards (viz. fig. 25). The expression "line fastening" refers to e.g. a line of stitching (also called: "stitch line") or adhesive or a fold line and the width of the line is small compared to its length and/or is less than 1 or 2 or 5 or 10 millimetre wide. The expression "areal fastening" refers to fastening distributed across a surface area much wider than a line, preferably at least 5 or 10 or 25 millimetre wide, e.g. as with laminating two panels onto each other and the fastened area preferably covers at least 10% or 25% or 50% or 75% of the total surface area of the relevant panel. Areal fastening could be evenly distributed on the fastened area or could be provided by a discontinuous distribution of spots or strips or lines, e.g. two or more mutually spaced strips or lines or a two dimensional pattern of distinct and mutually spaced spots, e.g. provided by at least three or four parallel lines having a narrow spacing compared to the panel dimensions, e.g. of less than 5 or 10 millimetre. The expression "fastening" means that the mutually fastened parts have been made mutually immovable, e.g. by adhesive or stitching, such that a rigid bond between them is present and these parts have become mutually united. If in this document the expression "fastening" or "fastened" is used in a general sense, it could mean by "line fastening" and/or "areal fastening" .

A "flap" is a part of the completed wallet and composed of one or more mutually stacked panels of one or more blanks, which panels are preferably fastened to each other by line fastening, along at least one or two or three edges, e.g. two opposing edges and/or two edges merging in a common corner; and/or are fastened to each other by areal fastening.A "pocket" is a part of the completed wallet and delimited by a top wall and opposing bottom wall, mutually stacked, which walls are fastened to each other by line fastening, along at least one or two or three edges, e.g. two opposing edges and/or two edges merging in a common corner, and which opposing walls provide a storage room, accessible from outside through an opening, to removably accommodate and/or sandwich a, preferably flat, object to be stored, e.g. a bank note or a bank card. The flaps and opposing walls are provided by panels adjacent and/or stacked onto each other. A "bank note" is an easily foldable, pliable and flexible sheet like object. A "credit card" or "business card" is a not foldable, not pliable, sheet like object, flexible or not flexible. The wallet is preferably made of a single or of two or three or more mutually stacked blanks of leafing material, preferably mutually fixed by line fastening and/or areal fastening, e.g. stitching and/or adhesive. A blank preferably comprises two or three or four or more panels next to each other in a row, wherein preferably two adjacent panels are mutually pivotably fastened by a fold line; and/or at least two or three mutually parallel fold lines, preferably parallel to a fold line (e.g. line 25) between two flaps. More preferably a blank is provided by a single piece of material.The wallet preferably contains a blank that is folded onto itself, e.g. a one panel folded onto and/or stacked onto another panel of the same blank, wherein blank parts, e.g. panels, folded and/or stacked onto each other are preferably mutually fastened by line fastening along e.g. an edge, and/or areal fastening. The wallet preferably provides at least one, two, three or four pockets, e.g. to contain a sheet like object, e.g. a credit card or bank notes or a business card.Preferably, at least one of the pockets (e.g. the bank note pocket) is of foldable type and contains at least one fold line, preferably a single fold line to be folded in two and/or parallel to a fold line (e.g. line 25) between two flaps. The expression "foldable type" e.g. means that in the folded position of the wallet, the pocket is folded and in the unfolded position of the wallet, the pocket is unfolded and then preferably its contents is immediately accessible .

Preferably, none of the panels contains a fold line spaced from both its opposite panel edges parallel to said fold line, such that fold lines are merely present at panel edges and/or between mutually fastened panels. Alternatively, a panel, preferably a single one or two mutually stacked panels, could have a fold line (e.g. panel 12), preferably in an area where the wallet is merely provided by a single panel or fewer panels relative to the wallet immediately at both sides of said area, e.g. such that in that area folding of the wallet is promoted since said area is more flexible compared to the wallet immediately at both sides of said area, wherein preferably such fold line separates two adjacent flaps of the wallet and/or the fold line is invisible to the naked eye and/or imaginary.

The object of the invention is versatile.By way of example, the object is one or more of: ease of production; ease of stitching; assembled blanks are completely flat during stitching; attractive and/or neat appearance; design flexibility; enhanced use of a bank note pocket;minimum number of blanks and/or panels; compact if completely folded; avoidance of wrinkles in the leafing material; long life span; durable; freedom of material choice;provision of an additional pocket; shape stability; all blanks can be made from material made on a jacquard loom; at least three or four pockets; fit for fastening a card protector.

In a first aspect the object is obtained by providing: (1) that a first panel edge, i.e. 5 of a first panel, i.e. 21 is fastened to a first panel edge, i.e. 7 of a second panel, i.e. 24 by fastening the first panel to a third panel, (i.e. 42 that is fastened to the second panel at a location remote, preferably at least 1 or 2 millimetre and/or not more than 10 or 15 millimetre (e.g. dimension D), from the first panel, preferably since the relevant first edge of the first panel is recessed at least 1 or 1.5 or 2 millimetre and/or not more than 10 or 15 millimetre (e.g. dimension D) relative to the first edge, i.e. 6, 7 of the second and third panel and/or relative to the line fastening (e.g. stitch line 33) at said first edge; and/or (2) the first panel, second panel and third panel, and possibly a fifth panel, i.e. 41 are stacked onto each other, providing a stack of at least three panels, however at the location of the panel edges 5, 6, 7 where these panels are fastened to each other by line fastening at the first edge, the corresponding first panel edge 5 of the first panel is absent such that at this location the stack contains one panel less. Preferably, this feature allows to fasten the first panel edge 5 of the first panel after all fastening of the panels of the wallet by stitching is completed, which allows e.g.more design flexibility and/or a simple stitching operation since this feature allows to stitch the blanks together while they are completely flat.

Preferably, one or more of the following applies: at least two or three of the first, second, third and fifth panel are stacked onto each other; the first panel is fastened to a first edge 6 of the second panel by the third panel; the third panel and/or fifth panel is only fastened to the second panel at a single edge 6, 7 and/or a single line fastening; the panel edge 5 of the first panel is remote, e.g. at least 1 or 1.5 or 2 millimetre and/or not more than 10 or 15 millimetre (e.g. dimension D) from the first panel edge 6) of the second panel and possibly of the third panel 7; the first panel is fastened to the third panel by areal fastening (e.g. heat seal); the second and the third panel have their first panel edges 6, 7 fastened to each other; the fastening of the second and third panel is by line fastening along the first edge, and the first panel is free from said line fastening; the first panel is fastened to a fourth panel 22 by a fold line 25, and the corresponding first panel edge of the fourth panel is fastened, by line fastening, to a first panel edge of a sixth panel 23 wherein the fastening is such that the corresponding first panel edges 5, 8 of the first and fourth panel are not fastened for a length part at each side (e.g. dimensions E + F, viz. fig. 21) running from the fold line (e.g. line 25) for a distance of at least 5 millimetre and/or not more than 15 or 20 or 30 millimetre, preferably since the relevant edges 5, 8 of the first and fourth panel are recessed at least 1 or 1.5 or 2 millimetre and/or not more than 10 or 15 millimetre (e.g. dimension D) relative to the line fastening (e.g. stitch line 33) in that area; the first and possibly the fourth panel provide a pocket (e.g. bank note pocket 1) with the opposing second panel 24 and/or sixth panel 23.

Preferably (e.g.viz. fig.23 + 24), the unfastened length part of the first panel edges 5, 8 of the first and fourth panel is shorter, preferably at least 5 or 10%, shorter compared to the same length part of the corresponding first panel edges 6 of the second and sixth panels 23, 24. In this manner, during unfolding of the relevant part of the wallet (i.e. the part that is provided with the bank note pocket 1), the walls of the bank note pocket are automatically moved apart, causing the pocket (e.g. 1) to automatically open, such that access to the contents of the pocket (e.g. 1) is promoted. Also, formation of unwanted pleats at the fold line (e.g. line 25) between the first and fourth panel is avoided. This biasing effect is caused by said length difference due to which the wall of the pocket 1 that is provided by the first and fourth panel is stretched while at the same time the opposing wall, provided by panels 23, 24, is compressed. Thus, the biasing effect generates a stress or force within the walls of the pocket, stimulating the pocket 1 to automatically open. The more the relevant part of the wallet is unfolded (such that the first and fourth panel pivot away from each other), the stronger this biasing effect becomes. Fastening of the first panel edge of the first panel is preferably carried out while the first and fourth panel (and preferably also the second and sixth panel) make an angle of less than 160 degrees, preferably 90 degrees or less, such that this biasing effect is absent while in this attitude.Preferably, fastening of all the panels, except the first panel, can be carried out while the wallet is a flat object (allowing ease of e.g. stitching and/or laminating) and fastening of the first panel can be carried out as the final fastening step.

The third panel can be part of a blank 40 of a single or two panels 41, 42 that preferably sandwich the first panel between them, in which case one of these two panels can provide a pocket 2 with the first panel. The panel 41 or 42 of the pocket 2 preferably has a chamfered corner to avoid unwanted pleats.

By way of alternative it is for particular embodiments feasible that the first panel remains unfastened relative to the third panel, e.g. in case sufficient friction is generated between the first and third panel such that their mutual position is maintained during normal use of the wallet. Such could be the case if the first panel would be kept pressed against the third panel, which could e.g. be obtained if the third panel is part of a blank 40 of two panels 41, 42 that sandwich the first panel between them (e.g. as with an embodiment based on fig. 5), especially if the fold line (e.g. 35) between panels 41, 42 extends perpendicular to fold line 25 and/or 28 (e.g. as with an embodiment based on fig. 3).Also feasible is an embodiment in which the first panel is at its edge opposite its fold line (e.g. 25) with the fourth panel 22 fastened to a further panel (e.g. 29, viz. fig. 6) by a fold line (e.g. 30), such that the third panel 41 or 42 becomes sandwiched between the first panel 21 and the further panel 29, such that the first and third panel have form fit due to the hooking action of the fold line (e.g.30), keeping the first and third panel together without fastening and allowing some mutual movement.

In a second aspect the line fastening of at least some or most or all panels by stitching is carried out by a single, uninterrupted stitch procedure, thus having a single start and endpoint, thus having only two knots (e.g.31 + 32).Preferably, this stitch procedure provides exactly two mutually spaced and parallel stitch lines (e.g.33 + 34), preferably along opposite panel edges, and a bridging, single, perpendicular stitch line (e.g.27)parallel to fold line 25 or 28. Preferably, all stitch lines are stitched at least twice, preferably in opposite directions, apart from the line between the two knots, which is stitched at least once less or more, e.g. once or three times if all other stitch lines are stitched twice. To enhance an attractive appearance of the wallet, preferably the perpendicular stitch line is covered by the card protector; and/or the two knots are located at the perpendicular stitch line, preferably at a location covered by the wall of the bank note pocket that is provided by the first and fourth panel.

Preferably, stitching starts at the first knot at the perpendicular stitch line (e.g. 27), continues towards one of the parallel stitch lines and continues there along and subsequently returns to the perpendicular stitch line and then continues towards the opposite parallel stitch line and continues there along and then returns to the perpendicular stitch line and continues there along and finishes at the second knot. One or both of the parallel stitch lines extend at both sides (e.g. viz. fig. 19) or at a single side (e.g. the left or the right hand side of line 27 in fig.19)of the perpendicular stitch line (all combinations about both sides and single side are possible). In a third aspect the opposite walls (e.g. provided by panels 21, 22 and 23, 24, respectively) of the bank note pocket (e.g. 1) are mutually fastened by line fastening at a single one of the wall edges (i.e. the first wall edge 6, 7) extending perpendicular to the central fold line (e.g. 15, 25, 28) of the bank note pocket (e.g. 1), however this line fastening is absent (e.g. dimensions E + F, viz. fig. 19) at both sides of the central fold line (e.g. 15, 25, 28) for a distance at each side of at least 5 millimetre and/or not more than 15 or 20 or 30 millimetre such that at that location a length part of the relevant wall edge 5, 8 of the opposite walls are mutually not fastened and the length of these length parts mutually differs for at least 5 or 10% and/or at least 3 or 5 millimetre, e.g. such that if the one length part extends straight, the other length part extends U or V like. According to the third aspect, if the wallet is unfolded, the walls of the bank note pocket are automatically moved apart such that access to the contents of the pocket is promoted. Also, formation of unwanted pleats at the fold line (e.g. 25) between the first and fourth panel is avoided. This biasing effect is caused by said length difference due to which the wall of the pocket that is provided by the first and fourth panel is stretched while at the same time the opposing wall is compressed. Fastening of the first panel edge of the first panel is preferably carried out while the first and fourth panel make an angle of less than 160 degrees, preferably 90 degrees or less, such that this biasing effect is absent in this attitude Preferably, fastening of all the panels, except the first panel, can be carried out while the wallet is a flat object (allowing ease of e.g. stitching and/or laminating) and fastening of the first panel can be carried out as the final fastening step.

For each of the first, second and third aspect, preferably the "first edge" or "first panel edge" or "first wall edge" is located at the edge 5, 6, 7, 8 perpendicular to the fold line (e.g.25)between the first and fourth panel and/or between panels (e.g. 23 + 24) and/or opposite the edge at the opening of the bank note pocket and extending perpendicular to the fold line (e.g.25)between the first and fourth panel and/or between panels (e.g. 23 + 24)

The first, second and third aspect are three mutually independent inventions to which three independent claims are directed, and two or three of these three aspects could be combined into a single independent claim (four combinations possible) .

Preferably one or more of the following applies: sixth panel 23 has areal fastening or line fastening to seventh panel 11; panel 24 provides pocket 3, viz. fig. 9) with eighth panel 12; ninth panel 13 provides a pocket 4, viz. fig. 9) with eighth panel 12; a panel of a blank 40 is sandwiched between panel 21 and tenth panel 29 of a blank 20; panel 12 is provided with a liner 46; the first panel has areal fastening to the third panel; the width of one or more of panels 11, 21, 41, 42 is smaller, at least 5 millimetre, than the width of panel 23 (dimension A); at least two of panels 13, 22, 23, 24 have equal width; panel 23 and/or 24 is thicker, e.g. at least 20% or 50%, compared to panel 21 and/or 22; at least two of the fold lines 15, 25 and 28 are on top of each other; the stitch lines 14 and 27 are integrated; blank 20 comprises at least four panels in a row; blank 10 comprises at least three panels in a row; blank 40 and/or the third panel (e.g. 41 or 42) has a recess 36 to become located at the corner of the third panel near stitch line 33 and distal from fold line 25 and/or adjacent the panel edge of panel 21 opposite fold line 25; of panel 22, the panel edge associated with stitch line 33 is recessed for dimension D near fold line 25 such that for this length part extending from fold line 25, having a length of preferably at least 5 millimetre and/or less than 20 millimetre measured from fold line 25, the panel edge is remote from stitch line 33; of panel 21, the panel edge associated with stitch line 33 is recessed for dimension D for its complete length such that the complete panel edge is remote from stitch line 33; the third panel (e.g. 41 or 42) fastens panel 21 to panel 24 but not for a length part extending from fold line 25, having a length of preferably at least 5 millimetre and/or less than 20 millimetre measured from fold line 25; of blank 40, the fold line 35 can extend parallel (e.g. viz. fig. 15) or perpendicular (e.g. viz. fig. 20) to any of fold lines 15, 16, 25, 26, 28; edges of panel 22 are fastened to the opposite wall of the bank note pocket 1 in such a manner that it is fastened, preferably for its complete or at least 80 or 90% length, along the edge opposite fold line 25 and is fastened, preferably for at least 60 or 80% of its length along one edge perpendicular to fold line 25 and is not fastened, preferably for its complete or at least 80 or 90% length along the other edge perpendicular to fold line 25 and is not fastened at fold line 25; edges of panel 21 are fastened to the opposite wall of the bank note pocket 1 in such a manner that it is not fastened, preferably for its complete or at least 80 or 90% length, along the edge opposite fold line 25 and is fastened, preferably for at least 60 or 80% of its length along one edge perpendicular to fold line 25 and is not fastened, preferably for its complete or at least 80 or 90% length along the other edge perpendicular to fold line 25 and is not fastened at fold line 25; two pockets (e.g. 3+4) have opposite openings facing to or away from each other; a pocket (e.g. 3 or 4) opens to the side or to the top or opens to the top and to the side (e.g. 1 or 2); dimension C is at least 5 or 10 millimetre shorter compared to dimension B; a blank provides at least one or two panels in each of the opposing walls of the bank note pocket; a blank provides all panels of the bank note pocket (viz. fig. 15).

Preferably, for the completed wallet, all fold lines between the flaps and/or panels are mutually parallel; and/or all flaps and/or panels are mutually parallel and/or in a single row.

A or at least two or all flaps and/or panels preferably have a width and/or length bigger, e.g. at least 2% and/or less than 10 or 15 or 20%, than the credit card format; and/or have a width at least 50 or 55 millimetre and/or less than 65 or 70 or 75 or 80 or 85 millimetre; and/or have a length at least 85 or 90millimetre and/or less than 105 or 115 or 120millimetre Possibly, at least one or two flaps and/or panels have a width bigger, e.g. at least 2% and/or less than 10 or 15 or 20%, than another flap or panel, respectively.Preferably, all flaps have equal length.

For the credit card format the width and length suffice ISO 7810. This format is used for many cards with different applications: bank cards, driving licences, ID-cards, membership cards, entrance cards, reduction cards, savings cards, etc.

Also, preferably one or more of the following applies: the wallet is directly or indirectly fixed to a card protector, preferably at one of its panels and/or flaps, preferably in such a manner that the card protector is wrapped in the wallet if the wallet is closed, more preferably wherein the card protector is sandwiched between two wallet flaps that are foldable fastened by a relevant fold line to an intermediate flap of a group of at least one intermediate flaps; a flap is indeed or not provided with a pocket; at least one or two flaps have a length and/or width equal to or greater than that of the card protector; at least one or two flaps provide a face having a width and/or length equal to or greater than that of the card protector; at least one or two flaps extend beyond the card protector at widthwise and/or longitudinal sides, seen in top view; the flaps are equal in length and/or width; the wallet provides a V or U-shaped shell for the card protector, similar to the cover of a reading book; the flaps have an elongated shape, seen in top view, preferably wherein the length is more than 1 or 1.5 times and/or less than 2.0 or 2.5 times the width; the assembly of card protector and wallet fits in the space between the finger tips and opposing dump tip of the single hand of a human adult; the flaps have a flat shape; two or more of the flaps are fastened to each other or provide an assembly or integrated unit by an intermediate area providing a living hinge, which living hinge contains or is provided by a fold line. The expression "fold line" could also mean "fold area", e.g. a strip or band having a width narrow compared to the width of the flaps at both sides, providing e.g. a spine, e.g. similar to the spine of the cover of a reading book. In case of a fold area, a fold line could be invisible to the naked eye and/or imaginary, e.g. provided by a comparatively flexible part of the wallet, preferably between two less flexible parts of the wallet, such that folding is promoted in the fold area. Generally, a fold line is clearly visible to the naked eye and/or provides a distinct line, preferably provided by processing the blank, e.g. by creasing and/or scoring.

Preferably, when completely folded, the card protector is completely wrapped in the wallet; and/or a flap is sandwiched between two other flaps.

Preferably, two unfolded blanks (e.g. 10, 20) are initially stacked onto each other and are mutually fastened by way of a single panel (e.g. 11 + 23) of each, wherein possibly a separate panel is added to the stack of these single panels (e.g. 11 + 23) for reinforcement since the card protector will be fastened to the wallet at the location of these single panels (e.g. 11 + 23).Mutually fastening of these two or three panels could be by areal fastening or line fastening. Subsequently the blanks are folded such that panel 22 is on top of panel 23 and panel 24 is on top of panel 12 and blank 40 is placed on top of panel 23. Subsequently the stitch lines 33, 34 and 27 are provided such that stitching takes place of panel 23 to panel 22; panel 13 to panel 12; blank 40 and panel 24 to panel 12. Subsequently the first panel (e.g. 21) is fastened to the third panel (e.g. of blank 40).

The blank (e.g. 20) providing the first panel could be integral in a single blank with the blank (e.g. 40) providing the third panel, e.g.wherein the third panel could be fastened to the second panel (e.g. 24) by a fold line perpendicular to fold line (e.g. 15 or 25). The blank (e.g. 10) providing the pocket (e.g. 4) could be deleted or designed with more or less panels. The blank (e.g. 20) could be designed to provide all three flaps of the wallet, e.g. by adding panel 13 and the part of panel 12 beyond panel 24.

Preferably, a blank ismade from a single layer,preferably textile layer, e.g. a woven layer of yarns, wherein the predetermined layer thickness and/or the weight per unit of surface area (e.g.grams per square millimetre) of the one panel differs at least 20% or 50% compared to another panel of the same blank while these panels are integral part of the blank, thus were already present in the sheet (e.g. woven in a single layer) from which the blank was cut. E.g. for the bank note pocket, the thickness of the panels (e.g. 21 + 22) of the one wall is 50% the thickness of the panels (e.g. 23 + 24) of the opposite wall such that the one wall provides enhanced flexibility to get access to the bank note pocket while the opposite wall provides the wallet shape stability. For this reason, the sheet from which the blank is produced is made, as an example, on a jacquard loom that by nature allows predetermined thickness or weight variations within an integrally woven single sheet. The reference signs applied above are synonym for the relevant object and distinguish between similar objects, e.g. 21 means "first panel"; 28 "fold line"; 6 "first panel edge"; 10, 20, 40 "first", "second", "third" blank, respectively. The drawing also shows features of the invention and shows non-limiting embodiments in:

Fig. 1 an image of a first embodiment, unfolded;

Fig. 2 an enlarged image of a detail of fig. 1;

Fig. 3 a schematic cross section of fig. 1; Fig. 4-6 cross sections of alternatives of fig. 1;

Fig. 7 a top view of the detail shown in fig. 2;

Fig. 8-10 different viewing angles of fig. 1;

Fig. 11-12 images of the fig. 1 embodiment, partly folded; Fig. 13-16 assembly states of blanks for fig. 1; Fig. 17 a blank for the fig. 6 embodiment;

Fig. 18 a blank for the Fig. 5 embodiment;

Fig. 19 an enlarged view of a part of fig. 15;

Fig. 20 an enlarged detail of fig. 2;

Fig. 21-22 a cross section of fig. 19 in two positions; Fig. 23 a perspective view of a card protector.

Definition of the reference signs: 1-4 pockets; 5-8 first panel edges; 10blank "outer side"; 11panel; 12 panel; 13 panel; 14 stitch line; 15 fold line; 16 fold line; 17 edge; 20 blank "inner side" (i.e. "money flap"); 21 panel; 22 panel; 23 panel; 24 panel; 25 fold line; 26 fold line; 27 stitch line; 28 fold line; 29 panel; 30 fold line; 31 knot; 32 knot; 33 stitch line; 34 stitch line; 35 fold line; 36 cut out ("recess"); 40 blank "connector" (i.e. "loop"); 41panel; 42 panel; 43 adhesive tape; 44 heat seal; 45 card protector; 46 lining; 47 stitching; 48 adhesive (e.g. between panels 11 and 22); 49 adhesive (e.g. between panel 12 and lining 46); 50 card; 51 actuator button; 52 eject arm; 53 eject opening; A, B, C, D, E, F dimensions; arrows X (pulling force), Z (direction); I, II, III, IV, VI etc. cross sections. Fig. 5 also shows a cross section according to line I.

The fig. 1 embodiment provides four pockets 1-4, the other embodiments shown (viz. fig. 4-6) provide three pockets 1, 3, 4 (pocket 2 absent). The fig. 4 embodiment comprises a blank 40 providing two panels 41, 42 and fold line 35 between them, wherein fold line 35 is perpendicular (viz. fig. 18) to fold line 25 and provides the edge of panels 41, 42 opposite their edge fastened by the stitch line 33 (viz. fig. 19).

As is clear from the drawings, the fold lines 15, 25 and 28 are mutually stacked in the completed product, and this is also true for the stitch lines 14 and 27.

As fig. 19-22 show in particular, the panels 21, 22 and 23, 24 (respectively providing the two opposite walls of the bank note pocket 1) are mutually fastened by stitch line 33 at a single one of the wall edges extending perpendicular to the central fold line 15, 25, 28 of the bank note pocket 1. However this line 33 is absent at both sides of the central fold line 15, 25, 28 for a distance of at least 5 millimetre such that at that location a length part of the relevant wall edge of the opposite walls are mutually not fastened and the length of these length parts mutually differs such that if the one length part extends straight, the other length part extends U or V like (viz. fig. 21-22 in particular).

Fig. 13 shows an exploded view of the three blanks 10, 20, 40 from which the fig. 1 embodiment is produced. The panels 11 and 23 are fastened to each other by areal fastening, however line fastening is also an option. Starting from fig. 13, blank 20 is folded as fig.14 shows.

Blank 40 is folded as fig.15 shows.Arrow Z in fig.15 clarifies that the folded blanks 20 and 40 are assembled to obtain the bank note pocket 1. This assembly is stacked onto blank 10, of which panel 13 is folded onto panel 12 to obtain pocket 4 (fig. 16). Subsequently this assembly of blanks 10, 20 and 40 as shown in fig. 16 is fastened by stitch lines 33, 34 and 14, 27 and the areal fastening of panel 11 to panel 23. Line 33 extends from fold line 26 to fold line 16 and line 34 extends from panel edge 17 to fold line 16 (viz. fig. 16 + 19). Alternatively the unfolded blanks 10 and 20 are stacked on top of each other such that panel 23 is on top of panel 11, subsequently panels 11 and 23 are mutually fastened by line or areal fastening. Subsequently blank 20 is folded as fig. 14 shows and blank 40 is folded as fig. 15 shows and the folded blanks 20 and 40 are assembled to obtain the bank note pocket 1. Panel 13 is folded onto panel 12 to obtain pocket 4 (fig. 16). Subsequently this assembly of blanks 10, 20 and 40 is fastened by stitch lines 33, 34 and 14, 27.

As fig. 13 and 19 show in particular, the panel edge 6 of panels 22, 23 and 24 and the panel edge 7 of the panels 41 and 42 are fastened by stitch line 33. Stitch line 33 extends in the area indicated by dimension D (viz. fig. 13 + 14 + 19). Panel edge 5 of panel 21 and panel edge 8 of panel 22 are set back for distance D relative to panel edges 6 and 7 and thus remote from stitch line 33. Thus, panel edges 5 and 8 lay loose from panel edges 6 and 7. Starting at knot 32, the stitch lines 14, 27, 33, 34 are made by uninterrupted stitching, first along line 14, 27 towards line 34, subsequently along line 34 towards panel edge 17, subsequently in the opposite direction along line 34 towards fold line 16, subsequently in the opposite direction along line 34 towards the location where line 34 merges with line 14, 27, subsequently along line 14, 27 towards line 33, subsequently along line 33 towards fold line 26, subsequently in the opposite direction along line 33 towards fold line 16, subsequently in the opposite direction along line 33 towards the location where line 33 merges with line 14, 27, finally along line 14, 27 towards knot 31 where stitching is finished. Thus, the stitch lines 14, 27, 33, 34 contain double stitching, except for the part between knots 31, 32 that contains single stitching. If one starts at knot 31 and ends at knot 32 and follows the same order, the difference will be that the part between knots 31, 32 contains triple stitching.

Stitching can also be carried out in the opposite order, starting at knot 31 or 32, or by interrupted stitching.

Appreciate that edge 17 of panel 11 keeps dimension A to fold line 26 of blank 20 (viz. fig. 13, 16, 29).

After stitching along lines 14, 27, 33, 34 is completed, panel 21 is fastened to blank 40 by areal fastening, e.g. heat sealing while panel 22 is at a 90 degree angle to panel 21 (viz. fig. 22) to provide the opening bias for the bank note pocket 1. Finally the card protector 45 is fastened by areal fastening.

Panels 12 and 24 provide pocket 3. Pocket 2 is provided by panel 21 and blank 40 (e.g. panel 42).

Fig. 17 illustrates alternative blank 20 for the wallet shown in fig. 6. Panel 29 is now added. In the wallet, panel 29 is folded onto panel 21 and blank 40 is sandwiched between panels 21 and 29. Another alternative is blank 40 of a single panel (then pocket 2 is likely to be absent) or having two panels mutually fastened by a fold line extending perpendicular to fold line 35. In a further alternative blank 10 or panel 24 is completely absent. In case blank 10 is absent, stitch lines 14, 27 and 34 are superfluous Fig. 23 shows a staggered stack of cards 50 partly projecting from the eject opening 53 of a card holder 45 having an actuator button 51 and eject arm 52.

Also different embodiments belong to the invention. Features of different in here disclosed embodiments can in different manners be combined and different aspects of some features are regarded mutually exchangeable. All described or in the drawing disclosed features provide as such or in arbitrary combination the subject matter of the invention, also independent from their arrangement in the claims or their referral.

A blank or panel or stitch line or fold line or adhesive or heat seal or card protector or lining could be removed or added. A line fastening could be replaced by an areal fastening, or vice versa. Adhesive 48 could be replaced by stitching. Adhesive 44 could be absent. A stitch line could be replaced by a different type of line fastening.