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WO/2009/067636A2 |
Modified insulin polypeptides and their uses thereof are provided.
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WO/2009/046087A1 |
Electronic payments via a communication network in which a user is authenticated to a server computer Identification information is stored in a memory region ot the computer, which transmits this information via the communication network...
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WO/2009/036619A1 |
A credit mark random dermal ridge generating method is provided. The method comprises: preparing an electronic file needing subscribing a credit mark pattern in a computer system (111); regarding the content of the electronic file as a d...
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WO/2009/036331A1 |
A transmission line on a printed wiring board is tested and printed wiring board manufacturing variability is assessed. A response of the transmission line to a signal test pattern is measured. A network including a plurality of componen...
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WO/2009/032902A1 |
Money is loaded onto prepaid debit cards at ATMs (without the use of clerk-assisted POS terminals). The network for processing transactions includes a debit/credit network with a ATM Load BIN table, which includes transaction permitted (...
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WO/2009/026460A1 |
Systems and methods for electronic delivery of stored value are provided. An example method includes receiving a set of identifiers corresponding to a merchant's stored value tracking system, receiving a request for an electronic value c...
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WO/2009/023572A2 |
According to one embodiment of the invention, a method of activating a plurality of disparate stored value accounts utilizes a set of multiple presentation instruments redeemable at different merchants. Each presentation instrument inclu...
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WO/2009/023728A1 |
A transaction is conducted at a merchant location using redeemed loyalty points maintained in a loyalty point account for a customer. The transactions are conducted using a mobile device at a POS terminal. In response to receiving a cust...
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WO/2009/020856A1 |
A method for personalizing a presentation instrument for an account holder while the account holder is present is described. The method includes transmitting to a server computer a request to personalize a presentation instrument for an ...
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WO/2009/020922A2 |
Methods, apparatuses, systems, and tangible computer readable media for processing note payables for fraud by searching an image file of a note payable for information in multiple zones on the image file and comparing the obtained inform...
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WO/2008/153996A1 |
Methods, systems, and computer program products for interacting with ISO 14443-4 and MIFARE® applications on the same wireless smart device during a common transaction are disclosed. According to one aspect, the method includes detectin...
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WO/2008/153503A1 |
A System for Marking Items, and a System to Identify the Marked Items This invention relates to a system for ensuring integrity of items or for certifying their origin. Particularly, it relates to a system for marking original or genuine...
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WO/2008/150606A2 |
A system for managing enhancement features assigned to financial presentation devices such as credit cards. The system includes an accounts database and a feature management module. The accounts database stores account holder data contai...
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WO/2008/151188A1 |
A method for purchasing goods and services in transactions utilizing a valued card includes issuing to a card owner from an issuing institution a valued card pursuant to an agreement between the card owner and the issuing institution. Th...
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WO/2008/137611A1 |
A Multi-Media Printer Encoder (MMPE) capable of magnetically, electronically, and/or thermally reading, writing, erasing, and/or encoding rewritable cards, interfacing with a wide range of media types, single pass scanning of rewritable ...
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WO/2008/136785A1 |
The inventive method for protecting goods with the aid of a mobile code system consists in applying a protective marking code in the form of a sketch card, which is provided with a single code and a telephone number or an other means for...
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WO2008091451A9 |
Document personalization machines with a mechanism designed to operate as an in-line document puncher/voider. The document personalization machine includes a document personalization mechanism that performs a personalization operation on...
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WO2008115971A9 |
A system, method, and apparatus for conducting a purchase transaction include receiving account information from a payment card device for a purchase transaction, wherein an unrestricted funds account and a restricted funds account is as...
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WO/2008/129526A2 |
A method for manufacture of an electronic interface card (100) including defining a pair of apertures in a substrate layer (116), associating an antenna (112) with the substrate layer (116) such that opposite ends of the antenna (112) te...
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WO/2008/130444A1 |
A portable consumer device having an information bearing region is packaged with an anti-tampering member. The region includes information pertaining to an account associated with a payment processing system. With a permanent alteration ...
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WO/2008/127810A1 |
Systems and methods for verifying the eligibility of players attempting to participate in gaming events are disclosed Communication objects having RFID tags and closed electrical circuits are individually assigned to and worn by players ...
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WO/2008/116415A1 |
A tamper-resistant detecting device (1000) with self-destructed protection function and a method thereof, which identifies whether merchandise are true or false by reading, identifying and encrypting tamper-resistant information in a tam...
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WO/2008/118175A1 |
A computer-implemented method for processing a stored-value card transaction request in a card data management system is presented. The management system has a central processor in communication with one or more point-of-sale terminals o...
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WO/2008/118692A1 |
A multi-media printer is provided. The multi-media printer can be integrated into a cash-less slot machine or promotional system in a casino that produces cash-out paper vouchers and/or print on demand player tracking card/vouchers capab...
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WO/2008/112028A1 |
A plastic bag comprising a first face and a second face, at least a portion of each being 2-ply and having an intermediate space therebetween, the 2-ply portion of the first face having an inner layer of air-impervious plastic material h...
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WO/2008/106561A2 |
A portable consumer device includes a base, and a computer readable medium on the base. The computer readable medium comprises code for an issuer verification value and a supplemental verification value. The issuer verification value is ...
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WO/2008/106560A2 |
Transaction processing involves receiving data from an access transaction application of a portable consumer device, wherein the received data comprises data from an access transaction data string that includes a transit verification val...
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WO/2008/103921A1 |
Fraud detection techniques for use in a system involving secure electronic transactions are disclosed. Manipulation of a terminal of the secure system can be detected by configuring the terminal to detect and record the events occurred t...
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WO/2008/100183A1 |
The invention relates to electronic systems and can be used during the production and sales of goods for providing information relating to the authenticity thereof. The inventive method for recording sales promotion consists in assigning...
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WO/2008/097549A1 |
A system and method allowing a roaming user to credit or debit a prepaid stored value account across international boarders from a foreign retail location using local currency. A roaming user enters into a commercial transaction at the f...
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WO/2008/091363A2 |
Described is a hand-held device having a biometric reader and optional GPS functionality. The device acts as identification of the user, The device transmits the user's biometric data (e.g., fingerprint) to a central database of biometri...
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WO2007106278B1 |
An envelope (10) for carrying a transaction card (18) is provided A transaction card (18) is a gift certificate or the like redeemable for additional goods from a retail store or the like The envelope (10) includes a planar surface (12) ...
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WO/2008/085135A1 |
A method and system for marking and verifying an information tag and a computer readable data storage medium having stored thereon computer code means for instructing a processor of a marking unit to execute a method of marking and verif...
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WO/2008/066740A2 |
The present invention is related to multi-dimensional error definition, error measurement, error analysis, error function generation, error information optimization, and error correction for communication systems. Novel techniques are pr...
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WO/2008/060341A2 |
Methods and systems are provided for processing a transaction. An authorization request for the transaction is received over a financial network. The authorization request includes account information and transaction information specifyi...
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WO/2008/056201A2 |
In an embodiment, an arrangement for executing electronic card payment transactions includes first card reading means (10) for reading data from a payment card (12) and a first process machine addressing the first card reading means, whi...
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WO/2008/052114A2 |
Certain embodiments of the present invention provide methods and systems for user authorized transactions. Certain embodiments provide a method for facilitating user authorized transactions between a customer and a merchant. The method i...
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WO/2008/049550A2 |
The invention relates to a method for ascertaining the authenticity of a printed product, in which a printed code is detected by means of an area or line camera. The recorded code can be evaluated with regard to random fluctuations of th...
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WO/2008/042983A2 |
The present invention provides a method and system for managing a cardholder's payment card account having a non-changing account number associated with a payment card, the method comprising the steps of assigning a series of dynamic att...
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WO/2008/042455A2 |
A portable device authorizes a payment transaction from an account associated with the portable device. The portable device comprises a communication system, such as a near field communication (NFC) system, for communicating with a trans...
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WO/2008/027877A2 |
Methods and systems permit monitoring behavior of a holder of a multifunction presentation instrument that is suitable for presentation by the holder in support of payment transactions and access transactions. A payment transaction invol...
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WO/2008/024627A2 |
A gift card, debit card, or similar instrument and an associated system (300) are capable of restricting purchase transactions to predesignated authorized merchandise or excluding from purchase transactions predesignated unauthorized mer...
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WO/2008/021428A2 |
A security device comprises a portable magnetic stripe reader and computing functionality associated with the magnetic stripe reader, such as a credit card reader, drivers license reader, debit card reader, club card reader, or any other...
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WO/2008/016398A2 |
Embodiments of the present invention provide a user station or input medium allowing a user to view available functions and to enter selection information for requesting the association of one or more functions with a user operation vehi...
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WO/2008/014279A2 |
The mobile payment device (1900) may include a body (1010), an input device (120A), and a substrate having a magnetic stripe (16 The input device (120A) may be configured to receive data from a plurality of data sources The magnetic stri...
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WO2007140289A9 |
A promotional sheet assembly assembleable from components of a single material web processed in a multi-station press is provided. The assembly includes opposing surfaces bearing printed information and/or indicia thereon, and a consumer...
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WO/2008/013771A2 |
The present invention relates generally to a highly reliable personal verification system and associated method and device for recording biometric data and identifying and monitoring individuals as part of groups sought to be monitored. ...
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WO2007067198B1 |
A dual card system for a portable device and a fixed terminal machine is disclosed The dual card system (20) includes a first card (24 having a first substrate (21)and a first integrated circuit (IC) provided with a first plurality of co...
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WO/2008/008735A2 |
A system and method enabling consumers to settle payments using a handheld electronic device (114). The handheld electronic device preferably is provisioned with a unique code m a manner that does not require specialized software or hard...
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WO/2008/005879A2 |
Disclosed is an electronic visitation registration (EVR) system for registering visitors to visit with residents of a controlled-environment facility, such as a correctional facility. In certain embodiments, EVR is operable to interact w...
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